Last Updated: 9^th Dec. 2023

Welcome to Financial Brainiacs! These Terms and Conditions (“Terms”) govern your use of the Financial Brainiacs website and services. By accessing or using Financial Brainiacs, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use our platform.

1. Use of Financial Brainiacs

1.1. Eligibility: Financial Brainiacs is intended for users aged 5 to 17. By using our platform, you affirm that you are within this age range.

1.2. Account Creation: While account creation is not mandatory, certain features may be limited for users without accounts. You agree to provide accurate and complete information during account registration.

2. Content and Intellectual Property

2.1. Content Ownership: All content on Financial Brainiacs, including videos, games, quizzes, and other materials, is the property of Financial Brainiacs or its licensors.

2.2. User-Generated Content: By submitting content on Financial Brainiacs, you grant Financial Brainiacs a non-exclusive, worldwide, royalty-free license to use, modify, and distribute your content.

3. Privacy

3.1. User Data: We prioritize the privacy and safety of our users. Our Privacy Policy outlines how we collect, use, and protect your personal information. By using Financial Brainiacs, you consent to our Privacy Policy.

4. Parental Consent and Monitoring

4.1. Parental Consent: Parents or legal guardians are responsible for ensuring that their children use Financial Brainiacs with parental consent.

4.2. Monitoring: Parents can create accounts to monitor their child’s progress and activities on the platform. We encourage parents to actively engage with their child’s learning journey.

5. Payments and Refunds

5.1. Payment Methods: Financial Brainiacs accepts various payment methods. All transactions are processed securely.

5.2. Refunds: Refund requests can be made by contacting our support team at refundrequest@financialbrainiacs.com. Requests will be reviewed on a case-by-case basis.

6. Technical Support

6.1. Contacting Support: For technical issues, contact our support team at techsupport@financialbrainiacs.com. We aim to provide timely assistance to resolve any technical difficulties.

7. Termination of Access

7.1. Termination: Financial Brainiacs reserves the right to terminate or suspend access to the platform for users who violate these Terms or engage in inappropriate conduct.

8. Changes to Terms

8.1. Updates: These Terms may be updated periodically. Users will be notified of significant changes. Continued use of Financial Brainiacs after such changes constitutes acceptance of the updated Terms.

9. Governing Law

9.1. Jurisdiction: These Terms are governed by and construed in accordance with the laws of Nigerian online educational laws in relation to financial literacy.

Contact Information: If you have any questions or concerns regarding these Terms, please contact us at support@financialbrainiacs.com.

Thank you for being a part of Financial Brainiacs!